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Saturday, October 11, 2008

How Does the Financial Crisis Affect the Average Housewife in America?

I have no idea for sure. I am your average housewife for the most part and I've been thinking a lot lately about this whole financial crisis. I don't understand a lot of it honestly. The stock market is about as foreign to me as you can get. I know it's important and that's about it. I have learned to pinch pennies in the last few years. I don't get to go out to dinner anymore, or the movies. If I do it's such a rare treat. I am totally sick of Hamburger Helper with a capital S. I do what I can to cut back and save here and there. We're all feeling it. I know we are. I just want it to end and I want to get ahead some day.

I have plenty of outstanding medical bills because of the cancer and pregnancy. I had two trips on Life Flight. They are pretty expensive flights let me tell you. I spent two days in ICU which cost about the same and 5 days for preterm labor once and another day for preterm labor later. That doesn't count the time I was there when I actually delivered. I got so sick of hospitals.

My insurance was good. We had a max out of pocket but we still had a copay for every visit. I had a lot of docs and a whole lot of visits. Between my oncology doctor, my regular OB, my high risk OB, surgeons and radiation and blah blah blah. There was a lot. I chuckled though because I had a collection agency write me a letter. I do my best to give what I can ok. This collection agency said to me, "We have information about you and happen to know you can pay this bill."
........
.....
HAAAAAAAA!!!

What do they know about me that I don't? If they were my ONLY medical bill perhaps. If these agencies had any idea how large of a stack of bills they were sitting in. I still have a hefty amount of bills after insurance. I did get a great chuckle from that message. I didn't get mad. I laughed...and laughed and laughed. It was great. Sometimes these people just have no idea.

4 comments:

Anonymous said...

Damn. good perspective. I think most people have no idea what's going on.

Hailey's Beats and Bits said...

hi sandi. thanks for dropping by my blog and posting a comment. you sure look so good for a mom of four! blessings!

Unknown said...

I hear you loud and clear on this one. I am still paying off the hospital for baby #4. She is 8 months old and I am not done yet. Hopefully by the end of the year.

Sandi said...

yes you can definitely relate to medical bills with 4 kids. haha I make payments as frequently as I can but it gets hard....for everyone these days! It's not just those bills either. We have all the checkups for the kids and when they get sick. It's a never ending cycle.